On the road to planning retirement… At age 23

Today I spent the majority of my day research Roth IRA’s so that I could begin freelance writing for www.adaptu.com.

And also because I REALLY REALLY want to open an account to start saving. (I’m a geek, I know)

From my initial research, I knew that opening a Roth IRA account was the smartest way to get a jump start on saving for retirement while I’m young and without the option of a 401(k). It is also the best way to save as an alternative to a bank savings account since it earns a higher return..

What I didn’t expect were the many options available for a Roth IRA account: MMA’s, CD’s, Stocks, Mutual Funds, Real Estate, etc. In addition, each of these investment types have their own principle rates, investment fees, APY, maturation and withdrawl taxes/penalties. This is going to be a lot more complex than I originally thought.

Looks like I’m going to be doing a LOT more research…


About Kailee Crawford

I'm an Oregon-born travel addict living in New York making the most of my vacation days. I started this travel blog to keep track of my bucket list and it's morphed into a journal of my adventures and recommendations for things to see, do, eat and drink. My hope is that I can help other travelers find their way. I want to try everything once and to live a life without regrets or missed opportunities. I call my philosophy on life the "the death bed philosophy" - I want to be laying in my death bed reflecting on all of the things I've done and seen in this world, not the things I wished I had done. It's not meant to be morbid, just a reminder to take risks, go out of your comfort zone and live life to the fullest. ♫♫♫♫♫ "You were only waiting for this moment to be free" --- "Blackbird" by The Beatles This quote is undoubtedly my favorite quote because it's a reminder of the infinite opportunities available to us. That in each moment there is an opportunity to find true happiness, and a sense of freedom when you're doing what you love. Freedom to explore, to create, to improve oneself, and to find fulfillment even during the 9 to 5 grind. ♫♫♫♫♫ I'm an incredibly pensive person with a wide variety of interests. In addition to traveling, my guilty pleasures include wine, food, music, art, languages and history. I grew up a nerd, watching The History Channel and reading The Lord of the Rings with my Dad. I'm driven by my pursuit of knowledge and growth and most passionate when I'm able to be creative. ♫♫♫♫♫
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